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Self-Employed and Mortgage-Ready? What Lenders Really Want to See from Your Income
Facing a mortgage renewal in 2025? Learn how to manage rate hikes, consider refinancing, and navigate economic uncertainty with confidence.
Edith Parinas
Jul 92 min read


Navigating Mortgage Renewals Amid Economic Uncertainty: What Canadian Homeowners Need to Know in 2025
Facing a mortgage renewal in 2025? Learn how to manage rate hikes, consider refinancing, and navigate economic uncertainty with confidence.
Edith Parinas
Jul 23 min read


Should You Buy a Vacation Property in 2025? What to Know About Canada’s Cottage and Cabin Market
Whether it’s a cozy cabin in the woods, a beachfront hideaway, or a slope-side ski chalet, vacation properties continue to hold major appeal for Canadians—especially after the rise of remote work and the desire to “escape the city.”
But is 2025 the year to buy?
Let’s look at the current trends, financial considerations, and short-term rental regulations to help you decide if this is your season to go from dreamer to vacation homeowner.
Edith Parinas
Jun 253 min read


Rent vs. Buy in 2025: What Makes the Most Financial Sense in Canada?
Not sure if you should rent or buy a home in 2025? Explore the latest housing market trends, interest rates, and costs to make a smart financial choice.
Edith Parinas
Jun 182 min read


💼🏡 Buying a Home with Your Side Hustle: What Lenders Really Want to See
Thinking of buying a home in 2025? Learn why working with a mortgage broker—not just your bank—gives you a powerful edge in a competitive ho
Edith Parinas
Jun 113 min read


Global Interest Rate Trends and Their Impact on Canadian Mortgages
Whether you’re a current homeowner or planning to buy soon, there’s one word that’s probably top of mind: interest rates. With headlines swirling about economic shifts from the U.S. to the E.U., it’s natural to wonder how global interest rate trends trickle down to your Canadian mortgage—and what you can do about it.
Edith Parinas
Jun 43 min read


💪🏽🏡 5 Ways Women Are Redefining Homeownership in Canada
Thinking of buying a home in 2025? Learn why working with a mortgage broker—not just your bank—gives you a powerful edge in a competitive ho
Edith Parinas
May 283 min read


💸 Can I Use My Tax Refund Toward a Home? Here’s How to Make It Work
Thinking of buying a home in 2025? Learn why working with a mortgage broker—not just your bank—gives you a powerful edge in a competitive ho
Edith Parinas
May 213 min read


🧹🌸 Spring Clean Your Finances: 5 Ways to Get Mortgage-Ready by Summer
Thinking of buying a home in 2025? Learn why working with a mortgage broker—not just your bank—gives you a powerful edge in a competitive ho
Edith Parinas
May 143 min read


Purchasing your first home: what you need to know
Buying your first home? Here’s a step-by-step timeline from mortgage pre-approval to getting the keys. Learn how long it takes and what to e
Edith Parinas
May 74 min read


Why Working With a Mortgage Broker Gives You a Competitive Edge in 2025
Thinking of buying a home in 2025? Learn why working with a mortgage broker—not just your bank—gives you a powerful edge in a competitive ho
Edith Parinas
Apr 303 min read


The First-Time Home Buyer Timeline: From Pre-Approval to Keys in Hand
Buying your first home? Here’s a step-by-step timeline from mortgage pre-approval to getting the keys. Learn how long it takes and what to e
Edith Parinas
Apr 233 min read


Should You Buy a Home Now or Wait? What 2025 Interest Rates & Tariffs Mean for Buyers
Wondering if you should buy a home now or wait? This 2025 real estate forecast explains how interest rate cuts and U.S./Canada tariffs could
Edith Parinas
Apr 163 min read


Your Complete Guide to Mortgage Pre-Approval in 2025: What Every First-Time Home Buyer Needs to Know
Discover how mortgage pre-approval works in 2025. Learn the step-by-step process, what documents you need, how it impacts your home search,
Edith Parinas
Apr 93 min read


How Much House Can I Afford? A First-Time Home Buyer’s Budgeting Guide [2025 Edition]
Learn how to calculate how much house you can afford in 2025. This budgeting guide for first-time buyers breaks down affordability, hidden c
Edith Parinas
Apr 23 min read


2025 Canadian Mortgage Rate Predictions: Where Are Interest Rates Headed?
Canadian mortgage rates are expected to shift in 2025—but will they drop enough to make a difference? Here’s what homebuyers and homeowners
Edith Parinas
Mar 264 min read


Mortgage Closing Costs in Canada: What You Need to Know (And How to Plan for Them!)
Many homebuyers forget about closing costs until it’s too late! Learn what to expect, how much to budget, and how to avoid last-minute finan
Edith Parinas
Mar 194 min read


Insured vs. Uninsured Mortgages in Canada: What You Need to Know
Should you get an insured or uninsured mortgage? This guide breaks down the pros, cons, and costs so you can make the best choice for your h
Edith Parinas
Mar 123 min read


Homeownership After Divorce: How to Qualify for a Mortgage on Your Own
Divorce can make homeownership feel out of reach, but with the right strategy, you can qualify for a mortgage and own a home on your own.
Edith Parinas
Mar 54 min read


Tax Season 2025: What Homeowners & First-Time Buyers Need to Know
Want to make the most of tax season? Whether you’re buying your first home or already own, learn how RRSPs, tax credits, and smart planning
Edith Parinas
Feb 263 min read

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