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Is Your Renewal Coming Up? Why 2025–2026 Will Be a Make-or-Break Moment for Homeowners
With rate cuts underway — but not enough to soften payment shock — now is the time to plan ahead.
Edith Parinas
6 days ago3 min read


Bridge Loans – What You Need to Know Before You Leap
You find your dream home—but your current place hasn’t sold yet. Do you risk losing it, or do you find a way to make it work?
Enter the bridge loan.
This short-term financing tool is designed to “bridge” the gap between the purchase of a new home and the sale of your current one. And while it’s not the right solution for every scenario, it can be the key to making your transition seamless—without the stress.
Edith Parinas
Nov 263 min read


The Fall 2025 Market Shift: What Canadian Homebuyers Need to Know Right Now
Rates are dropping, inventory is (slowly) rising, and the market is finally moving — but not in the way most buyers expect.
If you’ve been watching the Canadian housing market lately, you’ve probably felt a mix of hope, confusion, and “wait—what is even happening right now?”
You’re not alone.
Edith Parinas
Nov 193 min read


Thinking About a Commercial Mortgage? Here’s What You Need to Know (and Ask!)
For many Canadians, homeownership is just the beginning of their real estate journey. Whether you're growing a business, building passive income through rental units, or diving into real estate investment, a commercial mortgage might be your next big move.
But this isn’t your typical mortgage. Commercial financing comes with its own set of rules, requirements, and opportunities. Let’s break it down.
Edith Parinas
Nov 123 min read


🏡 Your Parents’ Mortgage Strategy Is Dead: Why You Need a 2025 Game Plan
Let’s be honest.Buying a home in 2025 is a completely different beast than it was for your parents.
They locked in 30-year mortgages at single-digit prices on bungalows in up-and-coming suburbs. You? You’re navigating rising prices, tighter lending rules, rate rollercoasters, and income structures that don’t always fit the “9-5 mold.”
So why are so many buyers still relying on outdated advice?
Edith Parinas
Nov 53 min read


🏡 What I’m Thinking About Before Buying a Second Property
As a mortgage broker, I help people plan and purchase properties every day — but now, I’m in the planning seat myself as I explore buying a second home.
Whether you’re thinking of a family cottage, a rental unit, or just love the idea of expanding your real estate portfolio, here’s a look at what’s on my mind… and what should be on yours too.
Edith Parinas
Oct 293 min read


🧠 Your Mortgage, Your Mindset: How Money Beliefs Impact Your Buying Power
But what if the biggest factor isn’t just your bank account — it’s your beliefs?
Yes, your money mindset can directly impact how you approach homeownership — and whether you’re fully stepping into financial empowerment… or holding yourself back without even realizing it.
Edith Parinas
Oct 223 min read


🏗 Buying Pre-Construction? What You Need to Know Before You Sign
Buying a pre-construction home can feel like designing your dream house from scratch — modern finishes, energy efficiency, and the pride of being the first to live there. But the path to move-in day can be a winding one, and it's important to walk it with your eyes wide open.
Edith Parinas
Oct 153 min read


🏗 What is a Bridge Loan & Do You Need One?
Let’s say you’re selling your current home and buying your next one — but the timing doesn’t quite line up. You’ve found your dream home, but your buyer’s cheque hasn’t hit your bank account yet.
Edith Parinas
Oct 82 min read


Why Your Bank Might Be the Worst Place to Get a Mortgage
For many Canadians, getting a mortgage from the bank where they’ve held an account for years feels like the natural (and easiest) thing to do. You walk into your branch, talk to someone in a suit, and sign the dotted line — done and dusted, right?
Edith Parinas
Oct 13 min read


🏡 You Don’t Need a Partner to Own Property
I work with women every day who are building the life they want — without waiting for someone to join them.
If you’re thinking about buying your first home solo, I’m here to help. Whether you’re ready now or planning ahead, let’s get you mortgage-ready, confident, and excited about your next chapter.
Edith Parinas
Sep 243 min read


💳 “Stop Letting Your Credit Score Make All the Decisions”
Why Your Mortgage Journey Is About More Than Just a Number
We need to talk about credit scores.
Yes, they matter. No, they’re not the whole story.
If you’ve ever held back from starting your homeownership journey because of that pesky 3-digit number, I’m here to shift your mindset.
Edith Parinas
Sep 172 min read


🍂 Top 5 Fall Home Improvements That Boost Value Before Year-End
Discover five fall home upgrades that can boost your property value before year-end. Smart, seasonal, and budget-friendly tips for Canadian homeowners.
Edith Parinas
Sep 102 min read


Yes, Your Side Hustle Counts — Here’s How to Use It to Buy a Home
Yes, Your Side Hustle Counts — Here’s How to Use It to Buy a Home
Edith Parinas
Sep 32 min read


Why the Bank Said “No” — And Why That’s Not the End
Why the Bank Said “No” — And Why That’s Not the End
Edith Parinas
Aug 272 min read


Why Your Landlord Is Getting Rich (and You’re Not)
Why Your Landlord Is Getting Rich (and You’re Not)
Edith Parinas
Aug 202 min read


Why Female Mortgage Brokers Are a Smart (and Powerful) Choice
Why Female Mortgage Brokers Are a Smart (and Powerful) Choice
Edith Parinas
Aug 133 min read


What the 2025 Fall Market Means for First-Time Buyers (And How to Be Ready for It)
What the 2025 Fall Market Means for First-Time Buyers (And How to Be Ready for It)
Edith Parinas
Jul 302 min read


Is It Still a Good Time to Buy? Here’s What Mid-2025 Home Buyers Need to Know
Is It Still a Good Time to Buy? Here’s What Mid-2025 Home Buyers Need to Know
Edith Parinas
Jul 232 min read


What Will Interest Rates Look Like in 2026? What It Means for Your Mortgage
What Will Interest Rates Look Like in 2026? What It Means for Your Mortgage
Edith Parinas
Jul 162 min read

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