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Thinking About a Commercial Mortgage? Here’s What You Need to Know (and Ask!)
For many Canadians, homeownership is just the beginning of their real estate journey. Whether you're growing a business, building passive income through rental units, or diving into real estate investment, a commercial mortgage might be your next big move.
But this isn’t your typical mortgage. Commercial financing comes with its own set of rules, requirements, and opportunities. Let’s break it down.
Edith Parinas
52 minutes ago3 min read


🏡 Your Parents’ Mortgage Strategy Is Dead: Why You Need a 2025 Game Plan
Let’s be honest.Buying a home in 2025 is a completely different beast than it was for your parents.
They locked in 30-year mortgages at single-digit prices on bungalows in up-and-coming suburbs. You? You’re navigating rising prices, tighter lending rules, rate rollercoasters, and income structures that don’t always fit the “9-5 mold.”
So why are so many buyers still relying on outdated advice?
Edith Parinas
Nov 53 min read


🏡 What I’m Thinking About Before Buying a Second Property
As a mortgage broker, I help people plan and purchase properties every day — but now, I’m in the planning seat myself as I explore buying a second home.
Whether you’re thinking of a family cottage, a rental unit, or just love the idea of expanding your real estate portfolio, here’s a look at what’s on my mind… and what should be on yours too.
Edith Parinas
Oct 293 min read


🧠 Your Mortgage, Your Mindset: How Money Beliefs Impact Your Buying Power
But what if the biggest factor isn’t just your bank account — it’s your beliefs?
Yes, your money mindset can directly impact how you approach homeownership — and whether you’re fully stepping into financial empowerment… or holding yourself back without even realizing it.
Edith Parinas
Oct 223 min read


🏗 Buying Pre-Construction? What You Need to Know Before You Sign
Buying a pre-construction home can feel like designing your dream house from scratch — modern finishes, energy efficiency, and the pride of being the first to live there. But the path to move-in day can be a winding one, and it's important to walk it with your eyes wide open.
Edith Parinas
Oct 153 min read


🏗 What is a Bridge Loan & Do You Need One?
Let’s say you’re selling your current home and buying your next one — but the timing doesn’t quite line up. You’ve found your dream home, but your buyer’s cheque hasn’t hit your bank account yet.
Edith Parinas
Oct 82 min read


Why Your Bank Might Be the Worst Place to Get a Mortgage
For many Canadians, getting a mortgage from the bank where they’ve held an account for years feels like the natural (and easiest) thing to do. You walk into your branch, talk to someone in a suit, and sign the dotted line — done and dusted, right?
Edith Parinas
Oct 13 min read


🏡 You Don’t Need a Partner to Own Property
I work with women every day who are building the life they want — without waiting for someone to join them.
If you’re thinking about buying your first home solo, I’m here to help. Whether you’re ready now or planning ahead, let’s get you mortgage-ready, confident, and excited about your next chapter.
Edith Parinas
Sep 243 min read


💳 “Stop Letting Your Credit Score Make All the Decisions”
Why Your Mortgage Journey Is About More Than Just a Number
We need to talk about credit scores.
Yes, they matter. No, they’re not the whole story.
If you’ve ever held back from starting your homeownership journey because of that pesky 3-digit number, I’m here to shift your mindset.
Edith Parinas
Sep 172 min read


🍂 Top 5 Fall Home Improvements That Boost Value Before Year-End
Discover five fall home upgrades that can boost your property value before year-end. Smart, seasonal, and budget-friendly tips for Canadian homeowners.
Edith Parinas
Sep 102 min read


Yes, Your Side Hustle Counts — Here’s How to Use It to Buy a Home
Yes, Your Side Hustle Counts — Here’s How to Use It to Buy a Home
Edith Parinas
Sep 32 min read


Why the Bank Said “No” — And Why That’s Not the End
Why the Bank Said “No” — And Why That’s Not the End
Edith Parinas
Aug 272 min read


Why Your Landlord Is Getting Rich (and You’re Not)
Why Your Landlord Is Getting Rich (and You’re Not)
Edith Parinas
Aug 202 min read


Why Female Mortgage Brokers Are a Smart (and Powerful) Choice
Why Female Mortgage Brokers Are a Smart (and Powerful) Choice
Edith Parinas
Aug 133 min read


What the 2025 Fall Market Means for First-Time Buyers (And How to Be Ready for It)
What the 2025 Fall Market Means for First-Time Buyers (And How to Be Ready for It)
Edith Parinas
Jul 302 min read


Is It Still a Good Time to Buy? Here’s What Mid-2025 Home Buyers Need to Know
Is It Still a Good Time to Buy? Here’s What Mid-2025 Home Buyers Need to Know
Edith Parinas
Jul 232 min read


What Will Interest Rates Look Like in 2026? What It Means for Your Mortgage
What Will Interest Rates Look Like in 2026? What It Means for Your Mortgage
Edith Parinas
Jul 162 min read


Self-Employed and Mortgage-Ready? What Lenders Really Want to See from Your Income
Facing a mortgage renewal in 2025? Learn how to manage rate hikes, consider refinancing, and navigate economic uncertainty with confidence.
Edith Parinas
Jul 92 min read


Navigating Mortgage Renewals Amid Economic Uncertainty: What Canadian Homeowners Need to Know in 2025
Facing a mortgage renewal in 2025? Learn how to manage rate hikes, consider refinancing, and navigate economic uncertainty with confidence.
Edith Parinas
Jul 23 min read


Should You Buy a Vacation Property in 2025? What to Know About Canada’s Cottage and Cabin Market
Whether it’s a cozy cabin in the woods, a beachfront hideaway, or a slope-side ski chalet, vacation properties continue to hold major appeal for Canadians—especially after the rise of remote work and the desire to “escape the city.”
But is 2025 the year to buy?
Let’s look at the current trends, financial considerations, and short-term rental regulations to help you decide if this is your season to go from dreamer to vacation homeowner.
Edith Parinas
Jun 253 min read

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