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Adulting costs extra in many ways, but it also offers moments of connection, learning, and transformation. By sharing honest conversations about money, family, faith, health, and the unexpected, we create space for support and understanding.

Divorce reshapes your life in many ways, and one of the most immediate challenges is managing your finances alone. For many women, this is the first time they face major money decisions independently. Questions about income, budgeting, and housing become urgent, especially when it comes to mortgages. If you are navigating mortgage choices after divorce, remember this: you are not behind, you are not failing, you are rebuilding—and that takes real courage.

The start of a new year brings a fresh chance to rethink your finances. If you want to feel lighter financially, build home equity faster, or get out from under your mortgage sooner in 2025, you’re in the right place. You don’t need a big income boost or drastic lifestyle changes to make real progress. Small, smart adjustments can shave years off your mortgage and save you tens of thousands in interest.

There’s something magical about January. Not the cold (let’s be honest).Not the snowbanks that double as workout equipment.But the feeling — the quiet pause between who we were and who we’re becoming. It’s the season of fresh starts, aligned intentions, clean slates, and that tiny spark inside whispering: “This year… I’m ready.”

December can be a swirl of gifts, gatherings, and long to-do lists — but it’s also one of the most beautiful times of the year to reconnect with what matters most: community, generosity, and gratitude. Whether you’re a homeowner, a hopeful buyer, or simply navigating life one “don’t-overthink-it” moment at a time, giving back doesn’t have to be complicated, expensive, or overwhelming. In fact, some of the most impactful contributions are the simplest.

As we close out 2024 — a year that somehow felt like three years stacked in a trench coat — I wanted to write something a little different. Think of this as the official Edith Christmas Letter: equal parts chaotic, heartfelt, joyful, and honest… basically the whole vibe of this year.

December brings a beautiful mixture of cozy moments… and mild panic about everything we haven’t done yet. Between gift shopping, school events, work deadlines, and trying to remember where you hid that roll of wrapping paper — it’s easy to lose sight of your financial goals. But here's the good news:

December is here — which means cozy sweaters, sparkling lights, and… the seasonal feeling that your wallet might run away and hide. If you're working toward homeownership (or just trying to keep life budget-friendly), the holidays can feel financially overwhelming — but they don’t have to.

With rate cuts underway — but not enough to soften payment shock — now is the time to plan ahead.

You find your dream home—but your current place hasn’t sold yet. Do you risk losing it, or do you find a way to make it work? Enter the bridge loan. This short-term financing tool is designed to “bridge” the gap between the purchase of a new home and the sale of your current one. And while it’s not the right solution for every scenario, it can be the key to making your transition seamless—without the stress.

Rates are dropping, inventory is (slowly) rising, and the market is finally moving — but not in the way most buyers expect. If you’ve been watching the Canadian housing market lately, you’ve probably felt a mix of hope, confusion, and “wait—what is even happening right now?” You’re not alone.

For many Canadians, homeownership is just the beginning of their real estate journey. Whether you're growing a business, building passive income through rental units, or diving into real estate investment, a commercial mortgage might be your next big move. But this isn’t your typical mortgage. Commercial financing comes with its own set of rules, requirements, and opportunities. Let’s break it down.

Let’s be honest.Buying a home in 2025 is a completely different beast than it was for your parents. They locked in 30-year mortgages at single-digit prices on bungalows in up-and-coming suburbs. You? You’re navigating rising prices, tighter lending rules, rate rollercoasters, and income structures that don’t always fit the “9-5 mold.” So why are so many buyers still relying on outdated advice?

As a mortgage broker, I help people plan and purchase properties every day — but now, I’m in the planning seat myself as I explore buying a second home. Whether you’re thinking of a family cottage, a rental unit, or just love the idea of expanding your real estate portfolio, here’s a look at what’s on my mind… and what should be on yours too.

But what if the biggest factor isn’t just your bank account — it’s your beliefs? Yes, your money mindset can directly impact how you approach homeownership — and whether you’re fully stepping into financial empowerment… or holding yourself back without even realizing it.

Buying a pre-construction home can feel like designing your dream house from scratch — modern finishes, energy efficiency, and the pride of being the first to live there. But the path to move-in day can be a winding one, and it's important to walk it with your eyes wide open.

Let’s say you’re selling your current home and buying your next one — but the timing doesn’t quite line up. You’ve found your dream home, but your buyer’s cheque hasn’t hit your bank account yet.

For many Canadians, getting a mortgage from the bank where they’ve held an account for years feels like the natural (and easiest) thing to do. You walk into your branch, talk to someone in a suit, and sign the dotted line — done and dusted, right?

I work with women every day who are building the life they want — without waiting for someone to join them. If you’re thinking about buying your first home solo, I’m here to help. Whether you’re ready now or planning ahead, let’s get you mortgage-ready, confident, and excited about your next chapter.

Why Your Mortgage Journey Is About More Than Just a Number We need to talk about credit scores. Yes, they matter. No, they’re not the whole story. If you’ve ever held back from starting your homeownership journey because of that pesky 3-digit number, I’m here to shift your mindset.