Buying your first home? Here’s a step-by-step timeline from mortgage pre-approval to getting the keys. Learn how long it takes and what to e

As we settle into the new year, it’s time for a fresh look at the trends and opportunities that could shape the mortgage and real estate landscape in the months ahead. But before diving into this year’s predictions, let’s quickly reflect on how things unfolded in 2024 compared to my expectations. Looking Back at 2024: How Did My Predictions Fare? Prediction #1: The Bank of Canada (BoC) Would Reduce Its Policy Rate I anticipated that the BoC would cut rates significantly in 20